FCMB Group projects robust N265bn earnings in Q4 2025, highlighting strong revenue growth and resilience despite economic challenges
FCMB Group projects a strong N265.2 billion in gross earnings for the fourth quarter ending December 31, 2025.
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This optimistic forecast reflects the group’s resilience and steady revenue growth in a challenging economic landscape.

Interest income is expected to contribute N231.8 billion, while interest expenses are forecasted at N116.08 billion.
This will generate a net interest income of N115.76 billion for the quarter.

Additional income from foreign exchange, securities trading, and transaction commissions are projected to push net operating income to N149.12 billion.
Despite anticipating loan losses and operating expenses totaling N83.24 billion combined, FCMB Group expects a profit before tax of N65.87 billion.
After accounting for taxation, profit after tax is estimated at N58.82 billion.
The group’s cash flow outlook remains robust, with net cash from operating activities projected at N109.08 billion and investing activities expected to yield N71.32 billion.
FCMB also anticipates a net increase of N178.57 billion in cash and cash equivalents by the quarter’s end, closing at an estimated N852.91 billion.
While these projections are estimates pending the conclusion of the preceding quarter, they showcase FCMB Group’s strong operational capabilities and financial stability.
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This forecast highlights FCMB Group’s ability to sustain profitability and navigate economic headwinds with strategic precision and financial discipline.







